Author name: Oluebube Elechi

Africa Focus, News In Brief

Rwanda Expands Zipline Partnership to Build Nationwide Health Drone Network

Rwanda has signed an expanded agreement with US based drone logistics company Zipline to roll out nationwide autonomous medical delivery, deepening a partnership that began nearly a decade ago and positioning the country as a reference point for health logistics on the continent. The deal follows a $150 million pay for performance award to Zipline from the US Department of State and marks the first time that funding has been activated through a national scale commitment. As part of the agreement, Rwanda will extend Zipline’s services beyond rural supply routes to include urban deliveries, while also hosting Africa’s first autonomous delivery testing centre. Zipline first launched operations in Rwanda in 2016, working closely with the government to deliver blood, vaccines, and essential medicines to remote health facilities. Since then, the partnership has gradually expanded, supported by data driven assessments of cost, speed, and health outcomes. That long running collaboration now underpins Rwanda’s move toward full national coverage. Under the new phase, Zipline will deploy its Platform 2 urban delivery system in Kigali, where a large share of healthcare demand is concentrated. In addition, a new long range distribution hub will be built in Karongi District, complementing existing facilities in Muhanga and Kayonza. The expansion is expected to extend coverage to more than 11 million people and support several hundred local jobs. Financing for the scale up will combine upfront infrastructure support from the US government with ongoing operational payments from the Rwandan government, reflecting a shift away from donor led pilots toward nationally funded systems. Zipline will also establish its first overseas research and development hub in Rwanda, focused on testing aircraft performance, safety systems, and logistics software. For Rwanda, the agreement builds on a steady strategy of integrating technology into public health delivery. For Zipline, it offers a working model for how autonomous logistics can operate as core infrastructure in African health systems.

African Changemakers, Editors Pick

How Oluwatobi Fagbohungbe Is Professionalising Quality Engineering in Nigeria’s Tech Sector

As Nigerian technology companies scale across millions of users and multiple markets, one constraint has become harder to ignore: products that grow faster than the systems meant to keep them reliable. Failures that once passed as technical hiccups are now reputational risks, regulatory issues and balance‑sheet problems. That pressure point is where Oluwatobi Fagbohungbe has built his career. For nearly a decade, while much of the conversation around African tech talent centred on software developers, Fagbohungbe focused on a less visible but increasingly critical discipline: quality engineering and software testing. Through initiatives including Qace Academy and TestForge, he has helped shape a pipeline of professionals trained not just to build software, but to ensure it works at scale. Building From a Skills Gap Fagbohungbe’s work did not begin with venture capital or institutional support. In 2017, as Nigeria’s startup ecosystem expanded rapidly, he observed a recurring disconnect. Training programmes were producing learners, but companies were still struggling to hire job‑ready quality engineers. Rather than launching a platform, he started teaching. He worked informally with peers and early‑career professionals, emphasising practical testing skills, workplace expectations and exposure to real projects. Over time, that informal effort evolved into a structured community. Today, graduates from his programmes are employed across Nigeria’s fintech and consumer‑technology sector, including at Andela, Moniepoint, Interswitch, Flutterwave, OPay and MTN. The metric that matters is placement, not participation. Training for Deployment, Not Certification Qace Academy was not designed as a conventional bootcamp. Its focus has been on addressing a persistent weakness in African tech education: the transition from training to employment. Instead of framing testing as a checklist‑driven function, the curriculum emphasises systems thinking, business risk and user impact. Trainees are taught how products fail, why failures matter commercially and how quality affects trust as platforms scale. That approach reflects a broader shift within African technology companies. As products expand across borders and regulatory environments, quality failures increasingly translate into compliance exposure and financial loss. By combining mentorship, portfolio development and interview readiness, Qace Academy positioned itself less as a training provider and more as a talent pipeline aligned with employer expectations. Mentorship as Market Alignment The same thinking underpins the QaTechBro Mentorship Program, now in its fourth year. Early‑career professionals are paired with active practitioners, including mentors working outside Nigeria. The objective is calibration rather than motivation. Participants gain insight into global standards, hiring benchmarks and the realities of distributed work. The programme functions as a bridge between local training and international market expectations. TestForge emerged as a complementary layer. Rather than operating as a traditional conference, it serves as an access mechanism. Scholarships and funded placements into Qace Academy programmes link community engagement directly to opportunity. As automation and artificial intelligence gain traction, TestForge has also become a forum for reframing the role of quality engineers. Fagbohungbe presents AI not as a threat, but as a pressure point that raises the bar for judgement, system awareness and ethical responsibility. A System, Not a Series of Projects What distinguishes Fagbohungbe’s work is not any single initiative, but how they connect. From early exposure to structured learning, mentorship and professional integration, the programmes operate as parts of one system. Even Qace Academy Kids reflects this long‑term view, introducing logic and quality fundamentals early rather than attempting to retrofit skills later. The model offers a broader signal for Africa’s technology ecosystem. Sustainable talent development may depend less on chasing new tools and more on building pathways that reflect how careers actually form. Why It Matters As African fintech and consumer platforms mature, quality engineering is moving from the background to the centre of product strategy. Reliability, compliance and user trust are no longer optional features. Fagbohungbe’s contribution sits squarely at that intersection. It is not promotional or headline‑driven, but structural. His work suggests that the next phase of Africa’s technology growth will be shaped as much by depth as by scale. And that the builders strengthening foundations may ultimately have as much influence as those building the most visible products. In that sense, Oluwatobi Fagbohungbe is not just running programmes. He is helping redefine what readiness looks like in Nigeria’s technology sector, one quality engineer at a time.

Africa Focus, News In Brief

PwC Takes Control of Koko Networks as Kenyan Clean Cooking Startup Enters Administration

PricewaterhouseCoopers has taken over the management of Koko Networks after the Kenyan clean cooking fuel company entered administration, marking a sharp reversal for a startup that once served more than a million low income households. The appointment follows months of mounting financial pressure that culminated in the layoff of over 700 employees on January 31. PwC partners Muniu Thoithi and George Weru were named joint administrators on February 1, according to a notice issued under Kenya’s Insolvency Act 2015. Control of the company’s assets and operations now rests with the administrators, who will oversee creditor claims and assess options for recovery or restructuring. Founded to provide affordable bio ethanol cooking fuel through smart stoves and automated fuel dispensers, Koko built one of East Africa’s largest clean cooking networks. Its model relied heavily on carbon credit revenues to subsidise fuel prices for households earning modest incomes. That structure began to strain after Kenya’s energy regulator, Energy and Petroleum Regulatory Authority, suspended bio ethanol imports in 2024. The decision forced Koko to depend on more expensive local supply, tightening margins and disrupting fuel availability across its network. More recently, the company’s efforts to secure government approval to sell carbon credits internationally fell through. Investors and lenders had tied more than $300 million in equity, debt, and guarantees to the expected carbon revenues. Without that approval, Koko was unable to sustain operations. At its peak, the startup operated about 3,000 fuel shops across Kenya and Rwanda and counted backing from investors including Verod Kepple, Mirova, Rand Merchant Bank, and Microsoft Climate Innovation Fund. Administrators have asked creditors to submit claims within 14 days as the process moves forward.

News In Brief, Tech

Fintechs Ask CBN for Clearer Rules as Crypto Activity Grows in Nigeria

Nigerian fintech companies are asking the Central Bank of Nigeria to clearly spell out which cryptocurrency related activities are allowed for licensed financial institutions, as interest in digital assets continues to grow across the country. The request follows findings from the CBN’s newly released Fintech Report, which draws from surveys, workshops, and closed sessions with operators across Nigeria’s financial technology ecosystem. While many firms see crypto assets as relevant to payments and financial inclusion, regulatory uncertainty remains a major constraint. According to the report, fintech leaders believe clearer rules could unlock use cases such as cross border payments, digital asset custody, tokenisation, and stablecoin services. However, the lack of detailed guidance has limited how banks and licensed fintechs engage with the sector. Stakeholders broadly supported a risk based, activity focused approach rather than broad restrictions, arguing that distinguishing between lower risk applications and higher risk activities would allow innovation to develop while preserving oversight and consumer protection. Participants also raised concerns about fraud and price volatility, calling for stronger public guidance without framing all crypto activity as illicit. The report points to international examples such as Singapore’s digital asset licensing framework and the European Union’s Markets in Crypto Assets rules as reference points for balanced regulation. In Nigeria, the CBN’s 2023 virtual asset guidelines allowed banks to open accounts for virtual asset service providers. Industry players say clearer enforcement would improve confidence and support responsible market participation.

Africa Focus, News In Brief

Kenya’s Central Bank Flags Cash Bouquet Trend Ahead of Valentine’s Day

Kenya’s central bank is calling for caution around the growing trend of cash bouquets, warning that the decorative use of banknotes could damage currency and breach existing law. The Central Bank of Kenya said it has seen a rise in Kenya Shilling notes being folded, pinned, stapled, or glued into floral arrangements and ornamental displays, particularly around weddings, graduations, and Valentine’s Day celebrations. While the regulator does not oppose cash gifts, it stressed that banknotes should not be altered or defaced in the process. According to the bank, such practices reduce the lifespan of currency and disrupt cash handling systems, including ATMs, counting machines, and sorting equipment as damaged notes are more likely to be rejected during processing, increasing replacement costs for both the public and the banking system. The warning comes as romantic gifting culture continues to evolve across Kenya, blending social media trends with traditions of cash giving. Despite the widespread adoption of mobile money services such as M Pesa, physical cash remains central to transactions and ceremonial exchanges. The central bank also reminded the public that damaging currency carries legal consequences. Kenya’s Penal Code prohibits the defacement or impairment of banknotes issued by the monetary authority. Regulators say preserving the quality of currency supports confidence in the financial system and ensures notes can circulate as a medium of exchange and store of value. As Valentine’s Day approaches, the bank encouraged Kenyans to consider alternative ways of presenting monetary gifts that do not compromise the integrity of the Kenya Shilling.

News In Brief

Uber Ends Tanzania Operations Amid Tight Fare Controls

Uber has stopped operating in Tanzania, ending its ride hailing service on January 30, 2026, after years of friction with transport regulators over fares and commissions. The exit highlights the difficulty global platforms face in markets where the state plays a strong role in setting prices. In a message to users, Uber said it had taken a difficult decision to discontinue its app in Tanzania while reaffirming its commitment to Africa. The company has operated in the country for nearly a decade, with Dar es Salaam as its main market. The decision follows a long running standoff with the Land Transport Regulatory Authority, which treats ride hailing as a regulated transport service rather than an open marketplace, with the authority setting guide fares, minimum prices, and caps commissions platforms can charge drivers. For companies that rely on flexible pricing and incentives to balance supply and demand, those limits have constrained core parts of the business model. Tensions peaked in 2022 when commissions were capped at 15 percent and booking fees were removed, prompting Uber to suspend services before returning under revised rules in 2023. This time, the company has chosen to exit. Its departure leaves more room for regional players such as Bolt and Little, which have adjusted to local rules by focusing on lower commissions, cash payments, and corporate clients. While drivers keep a larger share of each trip under the current framework, reduced competition may mean fewer incentives and promotions. Demand for app based rides remains strong, but Tanzania’s market now reflects a model where regulation shapes the economics of every trip.

News In Brief, Startups

Kuda Prepares Physical Expansion After Securing National Banking Licence

Kuda Microfinance Bank is preparing to expand its physical presence across Nigeria after receiving a national microfinance banking licence from the Central Bank of Nigeria, a shift that reflects both regulatory expectations and the bank’s growing scale. The upgrade removes the geographic limits attached to Kuda’s former unit microfinance licence and requires the digital bank to establish experience centres nationwide. These centres are expected to offer in person customer support and serve as community engagement points, while digital services remain central to the business. Managing director and chief executive Musty Mustapha said the licence marks an important step in Kuda’s evolution as a regulated institution, giving it flexibility to meet customers both online and offline. The decision also highlights a broader regulatory push to align licensing structures with how large fintechs now operate. In January, the central bank also upgraded the licences of Moniepoint and Opay, citing the need for customers, particularly in the informal sector, to access physical offices for dispute resolution. The move, however, brings higher costs. National microfinance banks face stricter compliance rules, mandatory public disclosure of accounts, and significantly higher capital requirements. Kuda’s minimum paid up capital rises to five billion naira from two hundred million naira, following a twenty million dollar funding round in 2024 that valued the company at five hundred million dollars. Operationally, Kuda continues to scale. In the first quarter of 2025, it processed more than three hundred million transactions worth fourteen point three trillion naira and issued sixteen point four billion naira.

Africa Focus, News In Brief, Tech

Moniepoint’s Volumes Show How Deep Digital Payments Run in Nigeria

Moniepoint has quietly become one of the central pipes through which Nigeria’s everyday commerce now flows. Internal company data shows the fintech processed more than 14 billion transactions in 2025, nearly triple the 5.2 billion recorded two years earlier, underscoring how fast digital payments are scaling across the country. Those transactions were valued at about ₦412 trillion ($294 billion), almost double the $150 billion processed in 2023. On a monthly basis, Moniepoint averaged roughly 1.67 billion transactions in 2025, up from 433 million previously. The growth reflects broader shifts in Nigeria’s payments landscape. Cash shortages in 2023, banking outages linked to core system migrations, and tighter cash policies from the central bank pushed consumers and merchants toward fintech platforms. In response, Moniepoint and peers expanded aggressively, rolling out point of sale terminals and agency banking services nationwide. Founded by Tosin Eniolorunda, Moniepoint has built its scale by serving small businesses that traditional banks have struggled to reach. Provision stores, transport operators, fuel stations, and market traders now account for a large share of its volumes, making the informal economy a key driver of growth. The transaction depth has also shaped the company’s next phase. In 2025, Moniepoint disbursed more than ₦1 trillion in loans to small businesses, using payment data to manage risk and keep defaults low. It also expanded cards, savings, and remittances as it moved closer to full service banking. This scale places it among influential financial platforms in Nigeria currently.

News In Brief

NCC Tightens Enforcement, Targets ₦12.4 Billion in Telecom Fines

Nigeria’s telecoms regulator is preparing penalties of about ₦12.4 billion ($17.3 million) for breaches of service standards, tightening oversight after months of consumer complaints about patchy networks. The push follows a directive from Communications Minister Bosun Tijani, who asked the Nigerian Communications Commission to introduce automatic penalties tied to poor network performance. In response, the NCC says it is updating its Enforcement Processes Regulations to strengthen deterrence and add offences not covered under the Nigerian Communications Act 2003. Meanwhile, revised Quality of Service rules issued in July 2024 widened performance obligations, including for colocation providers, and introduced stiffer sanctions. After a transition period through 2025, the commission set September as the compliance deadline. In October, the NCC fined Globacom, Airtel, and IHS Towers a combined ₦45 million. However, the larger liabilities now in process relate to additional breaches, with pre enforcement notices already issued, the regulator said. At the same time, the commission approved tariff adjustments in January 2025, saying it aimed to balance consumer protection with rising operator costs. It reported that the sector attracted more than $1 billion in capital investment in 2025 and added or upgraded over 2,850 network sites nationwide. Looking ahead, the NCC said it is narrowing consumer protection efforts to network quality, unexpected data depletion, and refunds for failed airtime and data transactions. It added that it is finalising a Spectrum Roadmap for 2025 to 2030, which it expects to release in March 2026.

News In Brief

PayPal Re-Enters Nigeria Through Paga, Enables Incoming Payments

PayPal come back to Nigeria and has expanded access to its services in Nigeria through a partnership with local fintech Paga, allowing individuals to receive international payments and withdraw funds in naira after years of limited functionality in the country. The integration was announced by Tayo Oviosu, Paga’s founder and group chief executive, who said he first proposed a partnership with PayPal in 2013, when Nigeria’s online payments market was still in its early stages. Under the arrangement, users can link their PayPal accounts to Paga wallets, receive money from abroad at scale and view PayPal balances directly within the Paga app. Funds can be converted at willing buyer willing seller rates and withdrawn locally, while users also have the option to keep balances in dollars for online purchases where PayPal is accepted. The setup also enables Nigerians to receive money from Venmo users in the United States through PayPal’s global network, widening access to peer‑to‑peer transfers from abroad. PayPal had restricted Nigerian accounts to “send only” status from around 2004, citing fraud and compliance concerns. Subsequent steps, including a 2014 tie‑up with First Bank and a 2021 collaboration with Flutterwave, improved outbound payments and merchant acceptance but left most individuals unable to receive funds directly. The latest move marks PayPal’s most significant expansion of inbound payments for Nigerian users to date. The return comes as global payments firms increasingly rely on local rails to navigate regulatory and operational hurdles in emerging markets. Paga said it processed about 17 trillion naira across 169 million transactions in 2025 and now has more than 21 million users. Nigeria’s broader digital payments market has also been growing rapidly. Transaction value rose to 1.07 quadrillion naira in 2024 from 600 trillion naira in 2023, and reached 284.99 trillion naira in the first quarter of 2025. In December 2025, PayPal said it was in talks with Nigerian fintech companies under PayPal World, an interoperability programme designed to connect PayPal with local wallets in key markets.