Kenya’s central bank is calling for caution around the growing trend of cash bouquets, warning that the decorative use of banknotes could damage currency and breach existing law.
The Central Bank of Kenya said it has seen a rise in Kenya Shilling notes being folded, pinned, stapled, or glued into floral arrangements and ornamental displays, particularly around weddings, graduations, and Valentine’s Day celebrations. While the regulator does not oppose cash gifts, it stressed that banknotes should not be altered or defaced in the process.
According to the bank, such practices reduce the lifespan of currency and disrupt cash handling systems, including ATMs, counting machines, and sorting equipment as damaged notes are more likely to be rejected during processing, increasing replacement costs for both the public and the banking system.
The warning comes as romantic gifting culture continues to evolve across Kenya, blending social media trends with traditions of cash giving. Despite the widespread adoption of mobile money services such as M Pesa, physical cash remains central to transactions and ceremonial exchanges.
The central bank also reminded the public that damaging currency carries legal consequences. Kenya’s Penal Code prohibits the defacement or impairment of banknotes issued by the monetary authority.
Regulators say preserving the quality of currency supports confidence in the financial system and ensures notes can circulate as a medium of exchange and store of value.
As Valentine’s Day approaches, the bank encouraged Kenyans to consider alternative ways of presenting monetary gifts that do not compromise the integrity of the Kenya Shilling.